Millions of Americans are struggling to pay their credit card debts which often carry interest rates as high as 25-30%. While debt management plans offered through credit counselors are not for everyone, they can certainly be a life-saving option for many individuals struggling with huge debts or on the brink of bankruptcy. Here are 5 BARON tips for finding and evaluating credit counseling services offering debt management plans that can dramatically lower your interest rates and monthly payments, saving you thousands of dollars.
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